If something happened to you, could your family keep the house?
Life insurance pays a tax-free lump sum to your loved ones if you die - giving them the financial security to keep their home, clear debts, and move forward.
Get a Free Life Insurance QuoteWhat is life insurance?
Life insurance is a policy that pays out a lump sum - or monthly income - to your family if you die within the policy term. It's designed to replace your income, clear your mortgage, or provide a financial safety net for the people who depend on you.
There are two main types:
- Term life insurance - covers you for a fixed period (e.g. 25 years). Ideal for covering a mortgage or raising children.
- Whole of life insurance - covers you for your entire lifetime and is often used for inheritance planning or covering funeral costs.
Who needs life insurance?
Mortgage Holders
If you have a mortgage, life insurance ensures your family isn't left with the repayments or forced to sell the family home.
Parents with Children
Your children depend on your income. Life insurance replaces that income so they can continue living the life you've built for them.
Self-Employed
Without employer benefits, you have no death-in-service cover. Life insurance fills that gap and protects your business partners and family.
Planning Ahead (50-70)
A whole-of-life policy ensures your funeral costs and final expenses don't fall on your children - leave peace of mind, not a burden.
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