What would you do if you were diagnosed with a serious illness tomorrow?
Critical illness cover pays a tax-free lump sum if you're diagnosed with a specified serious condition - so you can focus on getting better, not paying the bills.
Get a Free Critical Illness QuoteWhat does critical illness cover pay out for?
Most policies cover over 30 serious conditions, including the ones most likely to affect you. A diagnosis triggers a tax-free lump sum - regardless of whether you recover.
Typically covered conditions include:
- Cancer - most types of invasive cancer
- Heart attack - of specified severity
- Stroke - with permanent symptoms
- Multiple sclerosis
- Major organ transplant
- Coronary artery bypass
You can use the payout however you need - clear your mortgage, cover treatment costs, pay for care, or simply give yourself breathing room to recover.
Who should consider critical illness cover?
Mortgage Holders
Use the lump sum to pay off or reduce your mortgage if a serious diagnosis stops you working.
Self-Employed
No sick pay from an employer. Critical illness cover gives you a financial cushion to focus on recovery without income pressure.
Parents
If your health fails, your family's lifestyle shouldn't have to. Cover ensures they're protected while you recover.
Anyone with Savings Gaps
State support alone won't cover your full outgoings during a serious illness. Critical illness cover bridges the gap.
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